Send is free between NETTEN wallets. Circles pool money non-custodially with people you trust. Rewards pay you back automatically — no points to redeem, no catch.
No fee on P2P sends — ever. Split a bill, pay someone back, move money to a teammate. It settles the same way everything else on NETTEN does: on-ledger, in seconds.
Pay a collaborator back, split a shoot's expenses, or move money to a teammate — free, every time, no floor and no ceiling. NETTEN can't charge for what it doesn't hold.
NETTEN doesn't hold your balance, so there's no float to earn on your money sitting still — which means there's nothing to charge you for moving it. Subscriptions fund the platform; Send stays free because that's the honest trade.
Everyone in a Circle contributes on a schedule. Funds live on-ledger the whole time — verifiable, never pooled into a NETTEN account. Members can also choose to lend directly to another member in their Circle — peer to peer, never through NETTEN.
The oldest form of community finance, rebuilt without a custodian. NETTEN coordinates — it never holds, and it never lends. You do, if you choose to.
No points, no redemption catalog, no expiring balance. The Net Ten Effect pays real RLUSD, automatically, funded by the treasury — not by raising your fee.
A small share of platform fee revenue goes into a treasury earning yield on-ledger. That yield — not a markup on your transactions — is what pays every Net Ten reward.
Walk through Send and Pay Links in a live demo — no signup, no card.