NETTEN is non-custodial payments for solopreneurs. Your customer pays a link, an invoice, or a code, and a stable dollar settles on the XRP Ledger, in a wallet only you hold the keys to. We can't touch it. That's the point.
Free to start · no card required · the first 111 members lock founding pricing for life
No holding account in the middle, no payout schedule. The customer pays, the ledger closes, and the money is in your wallet. Final.
Every fee is shown before you share a link. Every settlement has a public transaction hash you can check yourself.
Move the slider to your real monthly volume. NETTEN's numbers are the actual published fee schedule: Free $0/mo · 2%, Pro $55/mo · 1% ($11/mo founding), Elite $111/mo · 0.5%. Competitor rates are their current published cards, not estimates.
Cross-border and currency-conversion spreads (typically another 1–4% on incumbent rails) are not included below. NETTEN's zero-conversion-spread architecture widens this gap further for international volume.
Sunshine for the market open. Midday phthalo for deep work. NightShade for closing out. The whole app re-lights itself. You never touch a setting.
In the app, your wallet key stays on your phone. On the web, NETTEN keeps an encrypted backup that only opens with your passkey or your backup code, plus a second secret. NETTEN can't open it alone.
Transactions are signed on-device and submitted straight to the XRP Ledger. NETTEN builds the request; only you can approve it.
Money moves payer-wallet to merchant-wallet. It never passes through a NETTEN account, so there's no balance we could freeze, lend, or lose.
Every settlement is public and permanent on the XRP Ledger. An independent firm read the ledger and confirmed NETTEN can't sign for the wallets that paid it. See the signed record.
Make a link or invoice and send it by message, email, or anywhere you reach your client.
They pay from their own wallet in any of 10 coins. It converts to a stable dollar on the way in.
Stable digital dollars in your own wallet, right away. Yours the second it arrives.
The Net Ten effect: a reward drops straight into your wallet. Nothing to claim, no points to chase. The more you get paid, the more you unlock.
What you earn today is on your card today. No transfers, no waiting.
A virtual Visa you can add to your phone and tap to pay.
111 seats per cohort. Reserve yours now, pay nothing today.
Join as a founding member and lock our lowest price for life. Founding members keep NETTEN Pro at $11/mo · 1% fee, for life, even after the price rises to $55/mo. There's always a free plan too. When the 111 spots are gone, they're gone.
Send links, watch payments land, and track rewards from your phone. Morning, midday, and night themes included.